Budgeting

How to Read Your Electricity Bill

Source: Jenna Careri [https://www.saveonenergy.com/] Energy bill charges explained Understanding your electricity bill is part of being an informed consumer – but it’s also tempting to skim over all the numbers and sections without looking at them in depth. However, examining your bill can show you how you’re using energy and how to be more efficient. …

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18 People Tell Us How They’re Spending Their Tax Refunds This Year

Tax Day is right around the corner — only two and a half weeks left to get those returns filed! I know it’s a normal and expected part of adult life, but taxes are…beyond stressful to me. I have a relatively irrational fear of making some huge mistake on my return and unwittingly ending up …

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3 Moves I Made To Improve My Finances & Work Life When I Turned 33

I turned 33 in March. It’s not a big milestone year, and the festivities I had planned with my friends and family were pretty ordinary. Though I normally buy myself something nice for my birthday (perks of single adulthood), I did something a little different this year: I set some financial-adjacent goals for the month …

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5 Items For Your Financial Spring-Cleaning Checklist You May Not Have Thought Of Yet

This post is brought to you by Root Insurance Co. With a third of the year already gone, now is the perfect time to review your finances and plan ahead for the eight months ahead. It’s helpful for me to regularly set aside some time every few months to figure out if I’m still on track …

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How I Went From A Negative Net Worth To Nearly $40K In 5 Years

It’s now been 11 years since I graduated high school. Back in 2008, 18-year-old me was pumped to venture out into the world on her own and get a handle on her independence. However, what she didn’t realize was that finances aren’t always glamorous — and she had to learn the hard way, complete with …

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The 20-Point Checklist For Getting Good With Money In Your 20s

There’s one idea we repeat often when it comes to taking control of your finances: put it on autopilot. The less you have to think about things like putting money into savings or paying your electric bill, the better! But, while we do believe that putting your financial systems on autopilot and having them work in the …

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8 Wasteful Expenses To Cut Out Of Your Life This Week

In my early days at TFD, I needed to make more significant adjustments in my finances to accommodate a different working situation — one from which I did not draw a predictable income. This new dynamic forced me to review my spending habits with increased scrutiny, and cut out the excess “fat,” so to speak, …

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How I Saved $18,000 During My First Year Out Of College

The year after I graduated from my undergraduate program was one of the most financially challenging years of my life. Armed with a bachelor of business administration and cautious optimism, I took a step into the “real world” and began my first full-time job as a technology salesperson. With this new role came a swift …

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How I Budget My $2,200 Monthly Income While Living In Los Angeles

A few weeks ago, I moved a few thousand miles across the country for my first post-graduate, real-world, big-kid job. It’s been a really exciting and only slightly terrifying experience. I’m all set to get my first paycheck at the end of this week, so here’s how I’ve set up my imperfect, first-draft budget. I …

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6 Unnecessary Items I Took Out Of My Budget For Good

Sticking to a budget is, of course, one of the most basic lessons of personal finance. If you don’t know where your money is going each month, finding more ways to save and optimize your income is going to be all but impossible. Planning ahead doesn’t mean eliminating spontaneity and unexpected spending — it just …

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