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If You Can’t Live on $40,000 Per Year, It’s Your Own Fault

Awhile back I described ten common characteristics of debt-free people. In that article, I specifically asked my readers to consider this question: “Why is it that there are families out there with household incomes under $40,000 comfortably making ends meet and saving for retirement with no debt on the books — or at worst, a single …

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3 Ways I Treat Myself On A Small Salary Without Wrecking My Finances

Like most things in life, indulgences are fantastic in moderation. They provide a nice break from the daily grind of work, school, or parenting, and a nice reminder that adulthood is allowed to be more than just an increasing number of responsibilities. When you work hard, save what you can, and generally make good decisions, you …

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