Credit Report

How To Check Your Credit Report

Reviewing your credit report at least once a year is part of a healthy financial routine.  What you should be on the lookout for is errors or out-of-date information. This annual routine is important because you don’t want inaccurate information to hold you back from achieving your financial goals. Here are some big reasons to check your …

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How to Rebuild Credit: 5 Simple Steps

Often, I share advice about how to get out of debt and live debt free. But, what if you’ve already eliminated your debt through a bankruptcy or proposal and you’re ready to get back on track? What’s next? Today, I am going to share tips on how to rebuild your credit. First, I don’t advise …

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How To Correct Errors On Your Credit Report

It is a good idea to check your credit report every year. It is not uncommon for there to be mistakes and omissions on your credit report and these errors can cost you by increasing  your interest rate and can even impair your ability to qualify for a loan.  By checking your report at least …

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The Big Credit Score Scam

Most people know that to qualify for a loan they need a good credit history and reasonable ‘credit score’.  They also know that their credit score is something provided by the major credit bureaus. In Canada that means TransUnion and Equifax.  What most people may not know is that those scores have become big business, and in …

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