Credit

How to Cancel a Credit Card Without Hurting Your Credit Score

Source: Dawn Allcot [https://www.bankrate.com/] Maybe you hold a store credit card for a store where you no longer shop. Or the rewards on a travel credit card no longer match your lifestyle. From annual fees to high interest rates, there are many reasons you may want to cancel a credit card. Even though canceling a …

How to Cancel a Credit Card Without Hurting Your Credit Score Read More »

A Simple Trick for Getting Credit Card Interest Charges Waived

Congratulations if you can figure out the connection between this picture and the story. There are those who steadfastly insist that credit cards are evil, and that credit card companies are greedy heartless scalawags that care only about one thing: making a profit. I’ve got news for them: Credit card companies aren’t evil. Neither are …

A Simple Trick for Getting Credit Card Interest Charges Waived Read More »

How To Check Your Credit Report

Reviewing your credit report at least once a year is part of a healthy financial routine.  What you should be on the lookout for is errors or out-of-date information. This annual routine is important because you don’t want inaccurate information to hold you back from achieving your financial goals. Here are some big reasons to check your …

How To Check Your Credit Report Read More »

How to Rebuild Credit: 5 Simple Steps

Often, I share advice about how to get out of debt and live debt free. But, what if you’ve already eliminated your debt through a bankruptcy or proposal and you’re ready to get back on track? What’s next? Today, I am going to share tips on how to rebuild your credit. First, I don’t advise …

How to Rebuild Credit: 5 Simple Steps Read More »

How To Correct Errors On Your Credit Report

It is a good idea to check your credit report every year. It is not uncommon for there to be mistakes and omissions on your credit report and these errors can cost you by increasing  your interest rate and can even impair your ability to qualify for a loan.  By checking your report at least …

How To Correct Errors On Your Credit Report Read More »

What Information Is On Your Credit Report?

Your credit report is a report card on your credit activity. While you can get a free copy of your credit report from many sources, not all credit reports are the same and not all sources provide full information. With so many free report providers, how do you know which one is accurate? My guest today stresses it’s important …

What Information Is On Your Credit Report? Read More »

Paying rent with a credit card usually costs extra, but here are 3 reasons why it could be worth it

Source: Sarah Li Cain [https://www.businessinsider.com/] Paying your rent with a rewards credit card like the Chase Sapphire Preferred Card can help you meet the minimum spending requirement to earn a sign-up bonus of points, miles, or cash back. Charging your rent to a card can also be a low-cost and flexible option for borrowing money— as long as you pay your …

Paying rent with a credit card usually costs extra, but here are 3 reasons why it could be worth it Read More »