Debt

The 6 Emotional Stages Of Paying Off My Debt

A few months ago, I got serious about paying off my debt. I was tired of always owing money and never having anything substantial in the bank. So I came up with a plan to get out of debt. For the past six months or so, I’ve been diligently paying down my debt, hoping to …

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How A Change In Thinking Helped Me Pay Off $100K In Debt Faster

If you’re anything like me, you graduated from school with student loans and subsequently spent time hating them. This was me a few years ago when I graduated from law school. But I didn’t just hate my loans, I felt like they happened to me. I didn’t understand how I could have $206k in debt …

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The 6 Emotional Stages Of Paying Off My Debt

A few months ago, I got serious about paying off my debt. I was tired of always owing money and never having anything substantial in the bank. So I came up with a plan to get out of debt. For the past six months or so, I’ve been diligently paying down my debt, hoping to …

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Paying Off My Student Loans Didn’t Make Me Happier

My life with student loans was as fun as swimming with sharks. Starting your adult life out with nearly $40,000 dollars of debt shackling you down is debilitating. The anxiety and depression over my debt permeated every aspect of my life. Watching the interest grow (I had one loan I took out on my own …

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The Simple Strategy I’m Using To Pay Off $5,000 Of Debt

For a lot of people, motivation can be hard to come by — especially if you’re a naturally lazy person like I am. Unless there is an incentive attached to a goal or a deep need or passion to get something done, keeping myself excited for a new project or to reach some faraway milestone …

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How I Maximized My Student Loan Payments & Put 1/3 Of My Income Towards Debt

I was the first in my family to get a college degree. Even though my parents couldn’t help me navigate college life, they could help me understand the debt part: If you don’t pay off those loans ASAP, you will die. Maybe they weren’t quite that dramatic, but that was the gist of it. And with student …

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How I Paid Off $13K Of Debt In One Year On A $34K Salary

I graduated from a small liberal arts college in May of 2015, with a little over $13,000 in debt. I then moved to Washington, D.C., where I took a job as a research assistant with an annual salary of $34k. I was lucky, debt-wise — my grandmother had set up an education account for me …

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How to Settle Your Debts with Collection Agencies

When you have a longstanding, overdue debt with a creditor, whether it’s an unpaid credit card balance, medical bills, or anything else, at a certain point the account will likely be handed over to a collection agency.   You usually receive a notice in the mail that the debt is changing hands, but if you’re …

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