Enrich

Podcast: Empowering Consumers to Maximize Credit Card Rewards

Recently, I sat down with PayPod Podcast host and Sales and Marketing Director of Soar Payments Scott Hawksworth to discuss mobile payments and how YamaPay will add value in this space. In this episode, Scott and I talk about: The fintech industry and challenges and opportunities for consumers How YamaPay can help support consumers in …

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11 Great Retirement Saving Tips for Twenty-somethings (& Older Folks Too)

For most twenty-somethings, saving for retirement is typically far far down their priority list. After all, it’s tough to get motivated preparing for an event that won’t arrive for 30 or 40 years. Heck, I know thirty-somethings and even a few forty-somethings who admit that they still have trouble setting aside a portion of their income for their golden years. Are …

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A Simple Trick for Getting Credit Card Interest Charges Waived

Congratulations if you can figure out the connection between this picture and the story. There are those who steadfastly insist that credit cards are evil, and that credit card companies are greedy heartless scalawags that care only about one thing: making a profit. I’ve got news for them: Credit card companies aren’t evil. Neither are …

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The Future of Financial Freedom: Q&A with Ash Seddeek with Shay Maudsley

I’ve been diligently managing my personal finances and tracking household expenses for more than 20 years. How diligent, you ask? Well, I can tell you that my cable bill in February 1998 was $8.03, and that I spent $141.16 in 2006 for an annual subscription to the Los Angeles Times. I can also verify with total certainty …

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12 Good Reasons Why You Should (and Shouldn’t) p Early

Do I think it’s wise for you to pay off your mortgage early? You may as well ask me if I think it is a good idea if you paint your living room sage green. For many years I believed that paying off your mortgage was an absolute no-brainer. Then I did a complete 180, changing direction …

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If You Can’t Live on $40,000 Per Year, It’s Your Own Fault

Awhile back I described ten common characteristics of debt-free people. In that article, I specifically asked my readers to consider this question: “Why is it that there are families out there with household incomes under $40,000 comfortably making ends meet and saving for retirement with no debt on the books — or at worst, a single …

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Why Your Expensive Luxury Car Doesn’t Impress Smart People

A few days ago Jennifer commented on a post I had written entitled 8 Big Reasons Why You’re Getting an F in Personal Finance 101. She was lamenting the sense of entitlement she saw in many people. Here is an excerpt: “I know a woman who is a single mother and hit up her friends for …

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Paying rent with a credit card usually costs extra, but here are 3 reasons why it could be worth it

Source: Sarah Li Cain [https://www.businessinsider.com/] Paying your rent with a rewards credit card like the Chase Sapphire Preferred Card can help you meet the minimum spending requirement to earn a sign-up bonus of points, miles, or cash back. Charging your rent to a card can also be a low-cost and flexible option for borrowing money— as long as you pay your …

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